How much can I save with debt settlement?

Our clients typically save 40-60% of their original debt amount. The exact savings depend on your specific financial situation, types of debt, and creditor negotiations.

How long does debt settlement take?

Most debt settlement programs take 24-48 months to complete, depending on the amount of debt and your ability to make monthly payments into the settlement fund.

Will debt settlement affect my credit score?

Debt settlement may initially impact your credit score, but most clients see improvement within 12-24 months after completing the program, as they eliminate debt and rebuild their credit.

Consumer Debt Settlement Services

Eliminate credit card debt, personal loans, and medical bills with our proven debt settlement program. Save 40-60% on average with licensed specialists.

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$500M+

Debt Settled

1,247+

Satisfied Clients

40-60%

Average Savings

A+

BBB Rating

Types of Consumer Debt We Settle

Our licensed specialists can help you settle various types of unsecured consumer debt

Credit Card Debt

High-interest credit card balances from Visa, Mastercard, American Express, Discover, and store cards.

Major credit cards
Store credit cards
Charge cards

Personal Loans

Unsecured personal loans from banks, credit unions, and online lenders.

Bank personal loans
Peer-to-peer loans
Signature loans

Medical Bills

Hospital bills, doctor visits, emergency room charges, and other medical expenses.

Hospital bills
Doctor bills
Emergency room charges

How Consumer Debt Settlement Works

Our proven 4-step process helps you become debt-free faster

Free Consultation

We review your debts, income, and financial goals to create a personalized plan.

Build Savings

You make affordable monthly deposits into a dedicated account you control.

We Negotiate

Our specialists negotiate with creditors to reduce your debt by 40-60% on average.

Become Debt-Free

Once settled, you're debt-free and can start rebuilding your financial future.

Free Debt Savings Calculator

See how much you could save with our debt settlement program

How much debt do you have?

* Results are estimates based on average settlement rates. Actual savings may vary based on your specific situation.

Why Choose Brite Solutions for Consumer Debt Settlement?

We've been helping consumers eliminate debt since 2008 with proven strategies and personalized service.

Licensed & Accredited

A+ BBB rating and fully licensed debt settlement specialists.

No Upfront Fees

You only pay when we successfully settle your debt.

Personalized Service

Dedicated debt specialist guides you through every step.

Proven Results

Over $500 million settled for 1,247+ satisfied clients.

Ready to Eliminate Your Consumer Debt?

Get a free consultation with a licensed debt specialist today. No obligation, 100% confidential.

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Ready to Get Out of Debt?

Free consultation • No upfront fees • A+ BBB rated